SPEI with Direct API

About this guide

This page explains how to add SPEI to your existing Direct API integration. Direct API integration is basically the same for all payment methods, only varying the payment_type_code and some additional required fields.

If you are not integrated with EBANX Direct API yet, please take a look in this basic guide about it. Are you not sure if EBANX Direct API is the best option for your e-commerce? Please, talk with one of our integration specialists.

What you will need

Before starting your integration, please make sure that you have:

1. An EBANX Sandbox account. That's not the case? Please sign up for an Sandbox Account here;
2. SPEI enabled in your EBANX Dashboard.

How it works

To complete SPEI integration through EBANX Direct API, please follow the steps below.

1. Enable SPEI

   SPEI availability may vary depending on your contract. So the first step is to check if it is active in your EBANX dashboard.

   All set? We can go ahead to next step, otherwise, please get in touch with our integration specialists.

2. Call the /ws/direct end-point to get the SPEI link (server-side)

   SPEI works as a voucher, so you will need to redirect your customer to a page containing it. To get this link, you just need to call the end-point ws/direct (server-side) with the following required fields:

   Basic parameters:

   Parameter	Description
   operation	Operation must be request
   integration_key	Your unique and secret integration key
   payment_type_code	To SPEI must be spei
   country	Two-letter country code - mx for Mexico.

   Customer data:

   Parameter	Description
   name	Customer name
   email	Customer e-mail
   phone_number	Customer phone number

   Charge parameters:

   Parameter	Description
   merchant_payment_code	Unique merchant payment code
   currency_code	ISO-4217 Currency code of your transaction. Supported values: MXN and USD
   amount_total	Total amount to be charged

   Check the example:

   curl -L -X POST 'https://sandbox.ebanxpay.com/ws/direct' \

   -H 'Content-Type: application/json' \

   --data-raw '{

   "integration_key": "{{integration_key}}",

   "operation": "request",

   "payment": {

   "name": "Juan Garcia",

   "email": "juangarcia@example.com",

   "phone_number": "0405777687",

   "country": "mx",

   "payment_type_code": "spei",

   "merchant_payment_code": "0x0W28D03-T05",

   "currency_code": "MXN",

   "amount_total": "6000"

   }

   }'

   A successful request will return a JSON response like the one below. The voucher link will be in the parameter payment.spei_url, customer’s CLABE account will be the value of payment.clabe_account, and the reference for the current payment will be the value of payment.clabe_reference

   {

   "payment": {

   "hash": "5efcb917129a9a5a175e5c918fea0651ba6bf1e6fb6ae593",

   "pin": "088722858",

   "country": "mx",

   "merchant_payment_code": "0x0W28D03-T05",

   "order_number": null,

   "status": "PE",

   "status_date": null,

   "open_date": "2020-07-01 16:25:58",

   "confirm_date": null,

   "transfer_date": null,

   "amount_br": "6000.00",

   "amount_ext": "6000.00",

   "amount_iof": "0.00",

   "amount_ext_requested": "6000.00",

   "currency_rate": "1.0000",

   "currency_ext": "MXN",

   "due_date": "2020-07-04",

   "instalments": "1",

   "payment_type_code": "spei",

   "clabe_account": "000000000000000000",

   "clabe_reference": "0000000",

   "spei_url": "https://sandbox.ebanxpay.com/print/spei/execute?hash=5efcb917129a9a5a175e5c918fea0651ba6bf1e6fb6ae593",

   "pre_approved": false,

   "capture_available": null

   },

   "status": "SUCCESS"

   }

   info

   The complete API reference for the end-point ws/direct can be found here. We strongly recommend you to take a look in all the available options.

3. Redirect customer to the returned URL

   Redirect your customer to the URL returned in the parameter spei_url. Your customers will see an interface like this:

   

   At this point you have a pending payment in your EBANX Dashboard.

4. Wait for the payment

   Once the voucher is payed by the customer, it will take sometime to EBANX get informed by SPEI. As soon as we get the confirmation, payment status is modified from pending to confirmed.

   If your customers don't conclude the payment, it will be automatically canceled.

Getting help

We hope this article was enlightening, but in case we’ve failed to take out your doubts you have the following options to keep on seeking for answers:

• If you’re not our partner yet and would like to know more about our prices and conditions please fill our this form and our commercial team will get in touch with you.
• In case you’re already our partner please get in touch with our support team at integration@ebanx.com.